NAAS Subscription Renewals

We know that a year seems a long time, which it is. Think about it. For a small fee, you get access to a wide range of outstanding NAAS products and services. The time goes by so fast, that many times a subscriber actually forgets that he/she purchased a subscription until they receive a renewal notice from Paypal.

Please note that these renewal notices are NOT generated by NAAS. We also do NOT access your credit-card information. Remember, we did NOT access your credit information to begin with, therefore it is impossible to access it afterwards. Paypal keeps a log of your subscriptions, and purchases. Your credit-card information is NEVER shared with the merchant when you use Paypal. Think about! Since this is a fact, then if you have a dispute with a Paypal payment, fee, or subscription, then remember These actions are taken by Paypal.it is *IMPOSSIBLE* for the merchant to take advantage of information that is unavailable. Understand??

For cancellations, you must enter into your PayPal account, and simply cancel your subscription. For renewals, your subscription is automatically renewed if no action is taken to cancel the subscription. An NAAS Subscription renews automatically every year unless it is cancelled prior to the expiration date.

Sincerely,
NAAS Staff

Download Free NAAS Award Applications

NAAS Applications in the Beta form are available from the NAAS.ORG websites. Forms may be downloaded, obtained vie the U.S. mail, or completed online. Visit http://www.naas.org/ for details.

Looking for options to overcome debts-Find out which is better bankruptcy or debt consolidation?

Most of us look for solutions to come out of debt. There are many options available, through which you can deal with your pay off your debts. Bankruptcy and debt consolidation are two such options. But, many of us land in a confused state of mind as to, which one should we go for? You must have always come across this question on your mind Which is better bankruptcy or debt consolidation? For this you need to understand your financial condition. Both have their pros and cons, so it will be better to understand these terms in broader sense to come up with a solution at hand.

What is Debt Consolidation?

Debt consolidation is a strategy used by debtors to manage their debts. It is a process through which you can consolidate your debts through one single payment. All you need to do is, take a debt consolidation loan to pay your unpaid bills, credit card bills and household bills. This enables you to pay one single lower payment on your individual debts. Once you clear off your unpaid bills, it helps in improving your credit ratings. In order to qualify for a debt consolidation loan, the lenders see that you should have the ability to make the new payments in time.

What is Bankruptcy?

Some of you might not qualify for a debt consolidation loan, and then you need to consider Bankruptcy as the last option. It is legal process and differs from traditional debt consolidation in many ways. It protects your assets from being taken off by lenders. It is Federal Bankruptcy Code and can of great relief from debt. Chapter 13 bankruptcy is a type of debt consolidation plan through a court of law. It allows you to structure all your outstanding debts into one single payment. All your possessions and assets are protected under this plan through court. It should only be adopted if there is no way out. The adverse effect is that it stays on your credit report up to10 years. All types of debt are not covered under bankruptcy. Some of which are government funded student loans, child support payments or alimony, certain housing cooperative fees, personal injury and damage caused by the debtor in an accident , fines and penalties owned to government agencies.

You should keep one thing in mind that neither of the two options offer everything. It depends on individual’s financial condition. So, it depends on you to decide which is better bankruptcy or debt consolidation? As it is an important decision, so it is advisable that you seek help from a professional financial advisor who can guide you to chose the right option according to your needs.