Notices About Paypal Subscription Cancellations

On February 14, 2009, we received this message from one of our loyal subscribers, Russ Mattice, in regards to his repeated attempts to avoid recurring charges from his NAAS-NEWS subscription. Since his daughter is no longer eligible for an NAAS award, Russ felt that it was no longer desirable to continue with his NAAS-NEWS subscription. He thought his subscription had been cancelled months ago, but a recent charge in Feb. 2009 was billed to his account. So he contacted Paypal to have his subscription re-cancelled.

He states that he has "made several attempts via email to cancel this subscription, but have not had any success. " Russ states that PayPal told him the subscription shows up as being "cancelled", but he then asked why was I charged for the $10?

Having failed to get a straight answer from Paypal, Russ turned to NAAS for a solution. The NAAS response is below:

NAAS RESPONSE:
Dear Russ:
Your email is really interesting. You should NOT be billed annually by PayPal if you have already cancelled your subscription. Since you are a PayPal member, it should take no more than a simple click of the cancellation button for your cancellation to be effective.
We will refund your monies with no problem, but if your account was charged please understand that we (merchants) have no access to your account/credit-card information. You are either being charged intentionally or by accident from PayPal.

You should know that as a merchant, we cannot "cancel" your subscription anymore than we can "create" your subscription. The only thing a merchant can do is facilitate the "creation" of your subscription via a sign-up form. You have the authority to cancel. If PayPal has engineered its software to ignore cancellation requests of its users then that is something a merchant cannot control.

As we have repeatedly stated, NAAS does NOT have access to any PayPal devices, and NAAS does not remit annual billing statements. If a subscriber is automatically billed via his/her credit-card then this act was done by PayPal employees without the consent and knowledge f NAAS. All annual billings are initiated and controlled by PayPal via its automated software program.

We are posting this message in public to reinforce the facts of NAAS policy and procedure. There is no requirement that users of NAAS products or services use PayPal. There are other ways to remit payments to NAAS.

Thank you for your message. We will periodically re-post this same message.

Sincerely,
Todd, NAAS Analyst #4568
P.S. Also please reveiew this topic in our FAQ sections.

NAAS Hot Girls Contest 2009-10

Since 1988, National Academy of American Scholars has sponsored the annual NAAS Platinum, Gold, Silver, and Bronze NAAS Awards for collegiate students and high-school seniors.

The new NAAS Hot College Girls contest is for young women from 18 years old to 30 years old who are current or recent attendees of a college or university. Your video submissions will be judged based upon beauty, sexy appeal, artistic displays, and audio.

For details, visit NAAS.ORG website, or obtain an NAAS Multi-Media Information Packet. The packet features CD-ROM that describes NAAS products and services, and includes a free set of NAAS applications (beta) for non-Subscriibers. We do NOT accept personal checks. Past awards have ranged from $5000 to $25,000.00.

NAAS-NEWS is an independent news division subsidiary of National Academy of American Scholars. The views and opinions expressed on the NAAS-NEWS channel represent the views of NAAS Subscribers, readers, and/or NAAS-NEWS reporters. Such views and opinions do not reflect the views and opinions of National Academy of American Scholars. For more information about NAAS products and services, please visit our website at http://naas.org

Personal loan out standings high led to slowdown in lending

The last quarter has seen the credit crunch struck India. The Reserve Bank of India has provided the disaggregated credit data from it can be known how bad it was and to whom did the banks lend?

According to the data personal loans outstanding went up by Rs16,384 crore between 29 August and 19 December, for the two dates for which data have been provided. This means an increase of just 2.9% over the level on 29 August.

This is in contrast to the rise of Rs24,044 crore between 23 May and 29 August, therefore it is clear that distribution of personal loans has suffered a severe slowdown.

In the personal loans segment the out standings on account of housing loans increased by a mere Rs2,879 crore, or 1%.

The possible reason for this may be the rising non-performing assets in credit cards which must have spooked the banks, as credit card out standings rose just Rs303 crore over the period.

However education loans, rose by Rs2,965 crore over the period, a rise of 12.5%.

On the other hand real estate loans continued to increase, going up by Rs8,267 crore, or 12%.

Loans to non-banking financial companies rose by 11.7% over the period. However loans to the services sector, including real estate, increased by 4.5% over the period. Lending to industry was quite profitable showing a growth of 9.5%, or Rs86,251 crore. But a major portion of that—Rs17,221 crore—was on account of the increase in advances to the petroleum sector.

While the loan out standings to the infrastructure sector went up by Rs27,846 crore over the period, or a rise of 13.3% ,over the 29 August level.

And in spite of the clamor by industry, there were considerable increases in advances to textiles, construction, iron and steel.

Therefore in spite of the acuteness of a credit crunch over the last quarter, data advocates that much of the slowdown in credit was not in the industrial sector but in personal loans.

Hence loan outstanding to the priority sector fell slightly, signifying that lending to weaker sections has declined.

Thus, industry has been clamoring about a credit crunch not because banks are not giving loans but because the loan amount they are getting has not been enough to fill the gap caused by the drying up of other sources of funding.

YouTube, LLC Yanks CentorMedia Accounts

In re: http://www.youtube.com/centormedia;
http://www.youtube.com/joshcentors

I was browsing the Internet another day, and discovered a couple of interesting YouTube accounts. One account, CentorMedia, was a virulent Anti-Semitism account created by Larah Centor. Larah Centor referred to herself as the sister of Elana Centor. Larah Centor accused her sister Elana Centor of racism against Barack Obama for publishing a comment several months ago that labeled Barack Obama with a dirty metaphor. Larah Centor also accused her brother Larry Centor of being a closet Communist who had no respect for U.S. laws.

The CentorMedia Youtube account attacked American principles of democracy, and had several links to terrorist websites connected to enemies of Israel.

Larah Centor labeled herself as the family comedian. She poked fun at herself, and New York Times reporters connected to Larry/Josh Centor.

This Publisher also determined that another account was linked to Joshe Centor. That account detailed his homosexuality, his stated preference toward men, his distaste for his father, his secret hatred of women, and claims that the Centor family had corrupt ties to federal agencies, and used these ties to infringe upon the civil rights of critics of the Centors. In fact, NAAS even subscribed to the CentorMedia account to keep track of what Larah was posting.

A few days ago, I tried to visit both sites, and was informed the Accounts Are Suspended. YouTube, LLC confirmed the accounts were connected to Centors. One must assume that YouTube, LLC suspended or closed the accounts because they were connected to extremism, Anti-Semitism, racism, and showed a secret side of the Centor family that few people knew existed.

Remember, this is an issue of the Centor family: the only family in America where the members can commit a crime and not be held accountable.

Unlike the other criminal websites that the Centors are connected to, YouTube acted in a responsible way, and shut down these despicable websites connected to the Centors, whom Larah Centor called the 'Center of Evil.'