Bajaj Finserv has announced a new personal loans product, which would allow the customer to apply for personal loan online. The scheme would allow the salaried customers to get their loans approved online without them having to visit company office.
The customer needs to punch in his details like PAN Card, salary and employment information and he/she can know the limit they are eligible for. If the customer meets the criterion and the loan is approved, the company picks up the required documents from the home.
Company claims if the documents are verified,the loan can be disbursed in 3 days of applying. The service however comes at a price, in addition to 1-2% of processing fee, the customers will have to shell out Rs.999. The loan product will provide an additional benefits, which include accidental cover of Rs. 5 lakh, one year access to online tax filing, and 0% EMI card which can be used to make purchases on EMIs.
Personal loans are available for minimum of Rs. 1 lakh up to Rs. 25 lakh, however online loan applications are limited at Rs. 15 lakh.
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